Foreign travel requires meticulous planning to ensure a safe journey. Whether it’s a business meeting, family holiday, or you just want to embark on a grand adventure; international travel insurance policy becomes vital. It does not only cover your financial losses up to the maximum extent but also safeguard against other travel-related emergencies that could spoil your trip. Therefore, overseas travel insurance is your savior in a bad time. So here we have all that you should know about travel insurance while flying to eliminate the travel stress.
Trip Delays and Cancellation Compensation
Overseas travel insurance covers delays and cancellation expenses of your trip. You are eligible to get the compensation in case if your flight gets delayed for more than specified consecutive hours due to terrorist attacks or natural calamities. Additionally, you can also get the reimbursement up to the sum insured if you have to make expenses due to delay or cancellation. It saves you from overburden your pocket.
Loss or Delay of Checked-in Baggage
Airline goof ups are very common during a foreign trip. But, with travel insurance cover, you do not need to get stressed out. You get the compensation up to the sum insured if your checked-in baggage is missing for more than the specified consecutive hours. You are also entitled to get the reimbursement of the expenses that you may incur to bear the delay.
In-Patient Cashless Hospitalization
Under your travel insurance policy, you can avail in-patient cashless hospitalization facility if you encounter an accident or injury during a foreign country. You can also get reimbursement for in-patient and out-patient treatment and medicines. You have to inform the insurance help desk in the hospital immediately after hospitalization to start your treatment without getting worried about cash.
Cover Medical Emergencies
Medical emergencies such as stroke, high fever, a stomach infection, skin allergies, accidents, or injuries are also covered under a travel insurance plan. You can admit in the hospital for emergency surgery, dental treatment, and get medical evacuation also. So, with the right travel insurance policy, you can stay strong during medical exigencies on your foreign trip.
Non-Medical Benefits
Under your travel insurance cover, you can also avail of some non-medical benefits. Up-gradation to business class, 2-way compassionate visit, the return of a minor child to the home country, accidental death, loss of passport, etc. are the key additional benefits that travel insurance policy provides.
Takeaway
Health care services with no doubt are expensive in foreign countries and can drain all your money during an emergency. Overseas travel insurance policy not only bears your unexpected medical expenses but cover non-medical expenses also so that you can reach your home country safely.
For better coverage and maximum benefits you can opt for ‘Explore,’ a comprehensive international travel insurance product offered by Religare Travel Insurance. From boarding to returning to the country all your travel risks will be covered so that you can make memories out of your journey worry-free.